Private by design
Local-first and on-device. No accounts, no bank logins, no third parties.
SpendM8
Budgeting that fits real life. A local-first iPhone budgeting ledger - see where your money goes across monthly, weekly, quarterly and yearly periods, all kept private on your device.
See where your money goes
Pie, bar and line charts group your spending by budget so trends are obvious at a glance. Switch periods and group-by options to explore the numbers your way.
Control what matters to you
Budget totals show exactly how much is left in each category. Optional payment status tracking (open, paid, partially paid) keeps your ledger honest.
Track every expense in seconds
Add expenses fast - including by voice ("spend twenty pounds groceries"). Track credit-card points and payment status right alongside each entry.
Reports and export, your way
One-tap CSV and Excel exports, plus polished reports in Markdown or PDF. Navigate across multiple periods with a simple calendar.
Your data stays yours
100% on your device - no servers, no third parties. Lock it down with Face ID or a passcode, keep automatic backups, and turn on iCloud sync only if you want it.
Highlights
Multi-period budgeting
Monthly, weekly, quarterly and yearly views with easy calendar navigation.
Voice entry
Capture expenses by speaking - amounts and budgets parsed for you.
CSV & Excel export
Take your data anywhere with one-tap exports and Markdown/PDF reports.
Payment status & points
Track open, paid and partially paid expenses, plus credit-card points.
Optional iCloud sync
Off by default. Switch it on for cross-device sync whenever you choose.